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Key takeaways

• Citi Bend Financing allow you to withdraw particular otherwise each one of your offered Citi card credit since a loan
• Taking your payday loans Pea Ridge own funds given that an excellent Citi Fold Mortgage provides a fixed payment and you can fixed interest up until the loan is reduced back in complete
• Citi Flex Money offer enough advantages, such perhaps not demanding a supplementary tough borrowing inquiry, but you will have to focus on this new amounts to make certain it make sense for your state

Credit cards render a convenient means to fix pay for everyday purchases, yet , there are constantly situations where you may want to choose cash.

The fresh Citi Fold Loan program are a useful alternative to powering right up a balance on the cards to possess unanticipated expenditures or taking out a charge card cash advance. Payday loans normally need an initial commission (generally 5 % of advance amount), while the currency you use begins accruing desire at the an excellent highest changeable speed off go out one to no elegance several months.

If you are looking having a better choice, Citi Fold Money are worth exploring. Here’s how Citi Bend Funds work in routine, and a few ideas to help you is a great option for your.

What is a good Citi Fold Mortgage?

Citi Bend Finance and you will Town Fold Shell out are two programs you to definitely provide cardholders a whole lot more flexible commission choices and you will repaired terminology due to Citi’s Citi Fold Agreements.

That have an excellent Citi Bend Loan, you might sign up for that loan on your eligible Citi card’s personal line of credit at the a predetermined interest rate. You could determine how much you should borrow and you may accept toward a fixed payment and you may fixed rate of interest you to definitely continues on the life of the loan as opposed to finishing a separate app otherwise credit score assessment.

Citi Bend Spend, simultaneously, is actually a flexible fee arrange for Citi cardmembers that enables eligible bank card commands is paid over the years with a fixed Apr.

One another Citi Flex Funds and you will Citi Flex Pay is available options after you manage an effective Citi Flex Bundle., Citi’s system offering cardholders significantly more versatile percentage alternatives and you may fixed words.